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When you’ve put a lot of time and effort into building a business, you want to do everything you can to ensure its ongoing success. That’s why business insurance is so important.Whatever the size and shape of your business, there are a range of flexible business insurance options designed to protect you and your business from the everyday risks you can’t control – allowing you to get on with what you do best. Making your business a success

 
 

Public Liability Insurance

Public Liability Insurance protects you against the risk of someone being injured, or having their property damaged, as a result of your activities. It is generally appropriate for any type of business that deals with clients in person, either at your own premises or theirs.Talk to us today about protecting yourself and your clients.

Business Insurance

Business Insurance helps small to medium sized businesses protect their business premises and everything in it from damage or loss.

Cover options can include:

  • Fire and Other Damage Insurance to protect your building and its contents
  • Burglary Insurance against theft of stock or other business equipment
  • Business Interruption which covers your business against loss of gross profits and increased costs of working, caused by an interruption to your business resulting from an insured event
  • General Property options to protect other items such as mobile phones and laptops
  • Public and products liability insurance.

Make sure you can get your business back on track quickly following an unexpected event, with the right cover under Business Insurance.

Industrial Special Risk Insurance

Industrial Special Risk Insurance is designed for larger, more diverse businesses where it is more practical to combine several individual policies into one. So if you have assets over $3 million and a diverse number of locations Industrial Special Risk Insurance can be tailored to meet your specific needs under one policy.

Talk to us today about how we can tailor a policy specific to your needs.

Professional Indemnity

Professional Indemnity Insurance is designed for people who provide professional advice for a living, including accountants, marketing consultants and medical professionals. It protects you, your employees and your business against claims arising from alleged errors and omissions in carrying out your professional duty.

Trade Credit Insurance

If you sell goods or services on credit terms you’re vulnerable to bad debt. Because no matter how carefully you run your business, debtors can be a problem.  

Trade Credit insurance protects your cash-flow by covering your losses if a debtor defaults on payment or becomes insolvent, giving you the peace of mind to focus on running your business. The security it provides may also boost your borrowing capacity with your bank.

Commercial Motor Insurance

Commercial Motor Insurance allows you to protect the vehicles that your business owns, from small hatchbacks to trucks with a carrying capacity of up to five tonnes, whether they’re on and off the road. Choose from two types of cover:

  • Comprehensive cover to protect your vehicles against accidental damage and loss
  • Legal liability cover to protect you against damage caused to another person’s property and personal injury caused by your vehicles.

For more information on commercial motor vehicle insurance or to obtain a quote talk to us today.

Contract Works and Legal Liability

Contract Works and Legal Liability Insurance is designed for businesses who own, run or manage any type of construction site – protecting you against major contingencies before, during and after completion. Covers can be available as a one-off policy for a specific project, or you can take an annual policy covering multiple projects and sites Australia-wide.For more information on Contract Works & Legal Liability or to obtain a quote, talk to us today.

Car Insurance

We offer a number of different types of Car Insurance so you can choose the right level of cover for your needs. You can relax knowing your car insurance policy covers a range of events from accidental loss or damage, fire, theft or attempted theft, malicious damage or storm damage to your car.

Talk to us today and we can arrange a competitive car insurance quote. 

Home and Contents Insurance

Home and Contents Insurance protects your home and belongings from a broad range of unexpected events – with new-for-old replacement of your contents. We offer a choice of policy types to suit your needs.

Underinsurance

Have you thought about your current home insurance and what would happen if your home and contents were destroyed or damaged by fire, hailstorm or even a cyclone? You may think that you are covered but realise in the event of a claim that you don’t have adequate insurance to replace your possessions.

It’s easy to forget how quickly your house can increase in value or how your possessions can accumulate. When you take out your home insurance you need to make sure you first calculate the full replacement value of your house and its contents. Then choose the home and contents insurance that best suits your current insurance needs.

Farm Insurance

Farm Insurance protects you against financial loss if you experience a major interruption to your business – including covers designed specifically for farms including machinery breakdowns or loss of feed and stock. Cover options can include:

  • Business Liability Insurance to cover personal injury or damage to property caused by your business activities
  • Farm Property Insurance to cover your buildings and contents against damage or loss
  • Domestic Property – Home and Contents Insurance to cover you against damage or loss as a result of fire, theft and flash flood.

For more information on farm insurance or to obtain a quote talk to us today.